Financials · State Commercial Banks · Nasdaq · CIK 717806 · FYE Dec 31 · Prices AT CLOSE 2026-07-29 (USD) — end-of-day, never a live or intraday quote
Last $16.50Day +0.00%Mkt cap $92MP/E (FY) 16.5×1Y +31.1%Off 52W high −2.9%Vol (1Y) 40.5%
Daily closing price, split-adjusted to the current basis; 3y shown of 5,289 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$17.74 |
| Implied upside+7.5% |
| Valuation confidenceMEDIUM |
| Short interest0.2% of sh out |
| Days to cover6.9d |
| 13F net flow (QoQ)−0.09% |
| Top-10 13F concentration84.4% |
| Next report (est.)2026-10-28 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)16.5× |
| Sales (TTM)$41.3M |
| Earnings (TTM)$6.2M |
| Net margin14.6% |
| YTD+19.2% |
| 1Y+31.1% |
| 3Y+94.2% |
| 5Y+56.1% |
| 10Y+95.6% |
| Since incept. (ann.)−1.4% |
Total return through 2026-07-29 · series begins 2005-07-11. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)40.5% |
| Ann. volatility (3Y)37.2% |
| Sharpe (1Y)0.83 |
| Sharpe (3Y)0.83 |
| Max drawdown (1Y)−18.1% |
| Max drawdown (3Y)−23.2% |
| Beta (3Y vs SPY)0.25 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| GENDELL JEFFREY L | 397,454 | $6M | 7.14% | +0.0% |
| VANGUARD CAPITAL MANAGEMENT LLC | 93,651 | $1M | 1.68% | new |
| RENAISSANCE TECHNOLOGIES LLC | 82,321 | $1M | 1.48% | −5.8% |
| GEODE CAPITAL MANAGEMENT, LLC | 56,979 | $872,011 | 1.02% | −3.0% |
| REGIONS FINANCIAL CORP | 53,340 | $816,102 | 0.96% | +0.0% |
| Pinnacle Holdings, LLC | 52,872 | $808,942 | 0.95% | −5.3% |
| NORTHERN TRUST CORP | 46,543 | $712,108 | 0.84% | −0.7% |
| DIMENSIONAL FUND ADVISORS LP | 33,060 | $505,818 | 0.59% | +2.2% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-29 | $0.33 | +13.8% | $10.1M | +2.9% |
| 2025-12-31 | 2026-01-28 | — | — | $10.4M | +7.1% |
| 2025-09-30 | 2025-10-29 | $0.32 | −11.1% | $10.5M | +4.3% |
| 2025-06-30 | 2025-07-30 | $0.03 | −91.2% | $10.3M | +3.1% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-28 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
| EPS growth 3Y−1.9% |
| Sales growth 3Y0.5% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
