Financials · Savings Institution, Federally Chartered · Nasdaq · CIK 1114927 · FYE Dec 31 · Prices AT CLOSE 2026-08-21 (USD) Last $17.50 · Day +0.34% · Mkt cap $287M · P/E (FY) 13.8× · 1Y +57.1% · Off 52W high −9.1% · Vol (1Y) 22.2% Price2023-08-21 → 2026-08-21 FNRN close: $8.1 on 2023-08-21 to $17.5 on 2026-08-21. Split-adj closes · 240 of 2,292 · price returnⓘ At a glance | Short interest3.8% of sh out | | Days to cover4.4d | | 13F net flow (QoQ)−0.40% | | Top-10 13F concentration100.0% | | Next report (est.)2026-10-29 |
SI 2026-07-31 · 13F 2026-Q1ⓘ Key fundamentalsFY 2025 | P/E (FY)13.8× | | Sales (TTM)$75.4M | | Earnings (TTM)$22.6M | | ROE10.9% | | Net margin28.7% | | Debt / equity0.00× | | EPS growth 3Y6.9% | | Sales growth 3Y6.1% |
FY ratios · TTM sales/earnings (USD)ⓘ Trailing returns | YTD+37.5% | | 1Y+57.1% | | 3Y+115.5% | | 5Y+104.0% | | 10Y+248.3% | | Since incept. (ann.)+13.2% |
Total return · from 2016-07-11ⓘ Risk | Ann. volatility (1Y)22.2% | | Ann. volatility (3Y)18.2% | | Sharpe (1Y)2.16 | | Sharpe (3Y)1.51 | | Max drawdown (1Y)−11.8% | | Max drawdown (3Y)−17.9% | | Beta (3Y vs SPY)−0.11 |
Daily returns, ann.ⓘ Top institutional holders13F 2026-Q1 | Manager | Shares | Value | % sh out | QoQ |
|---|
| BANC FUNDS CO LLC | 234,181 | $4M | 1.49% | −22.4% | | PL Capital Advisors, LLC | 38,325 | $608,984 | 0.24% | +5.0% |
Δ vs 2025-Q4ⓘ Latest reported quarterslast report 2026-07-30 | Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|
| 2026-06-30 | 2026-07-30 | $0.29 | −12.1% | $18.8M | +1.5% | | 2026-03-31 | 2026-04-30 | $0.36 | +63.6% | $18.9M | +8.9% | | 2025-12-31 | 2026-01-30 | $0.34 | +6.3% | $19.2M | +6.5% | | 2025-09-30 | 2025-10-30 | $0.38 | +11.8% | $18.5M | +2.6% |
As-reported XBRL · next 2026-10-29 est.ⓘ Segment mixFY2025 (ended Dec 2025) Banking Operations 100% business · TAGGED revenueⓘ Basis & disclosures - EOD closes · nothing imputed or averaged · absent “—”
- As-of differs by block · 13F = US long, 45+d lag, LOWER bound
- Not investment advice · no recommendation, price target or solicitation
- EDGAR + foreign registers · marketstack (licensed EOD) · spzco.com/methodology
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