FMBM close: $22.2 on 2023-07-31 to $39.6 on 2026-07-30.
Daily closing price, split-adjusted to the current basis; 3y shown of 3,899 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
At a glance
Fair value (model)$34.54
Implied upside−12.6%
Valuation confidenceMEDIUM
Short interest0.0% of sh out
Days to cover1.0d
13F net flow (QoQ)+0.00%
Top-10 13F concentration100.0%
Next report (est.)2026-10-26
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-06-30. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
Key fundamentalsFY 2025
P/E (FY)12.5×
Sales (TTM)$54.7M
Earnings (TTM)$12.0M
ROE11.8%
Trailing returns
YTD+39.8%
1Y+85.6%
3Y+105.9%
5Y+71.4%
10Y+127.8%
Since incept. (ann.)+5.0%
Total return through 2026-07-30 · series begins 2000-01-06. Only the windows this history actually covers are shown.
Risk
Ann. volatility (1Y)15.5%
Ann. volatility (3Y)22.1%
Sharpe (1Y)4.13
Sharpe (3Y)1.21
Max drawdown (1Y)−5.4%
Max drawdown (3Y)−30.1%
Beta (3Y vs SPY)0.59
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
Top institutional holders13F 2026-Q1
Manager
Shares
Value
% sh out
QoQ
Cutler Capital Management, LLC
135,864
$4M
3.82%
+0.0%
BANC FUNDS CO LLC
47,100
$1M
1.32%
+0.0%
PL Capital Advisors, LLC
35,153
$1M
0.99%
+0.0%
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
Latest reported quarterslast report 2026-04-29
Period end
Reported
EPS
EPS YoY
Revenue
Rev YoY
2026-03-31
2026-04-29
$0.91
+30.0%
$14.3M
+16.6%
2025-12-31
2026-02-02
—
—
$13.9M
+17.5%
2025-09-30
2025-10-29
$0.82
+256.5%
$13.2M
+17.7%
2025-06-30
2025-07-31
$0.84
−2.3%
$13.3M
+18.9%
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-26 is ESTIMATED from filing cadence (median gap 90d) — not company-confirmed.
Basis & disclosures
End-of-day only. Every price on this sheet is a stored CLOSE — the last one is 2026-07-30. Nothing here is live, intraday or delayed-real-time, and the sheet does not update after it is printed.
Nothing is imputed. A figure that is not in the underlying filing or feed renders as “—”. We never fill a gap with an estimate, a peer median or a carried-forward value.
Mixed as-of dates by design. Prices are at the last close; fundamentals are at the latest reported fiscal period; 13F ownership is at the latest filed quarter (45+ days in arrears); short interest is the latest FINRA settlement. Each block states its own basis above.
Not investment advice. Model fair values, reverse-DCF grades and confidence labels are the output of published, disclosed methods on public filings — they are analysis, not a recommendation, a price target or a solicitation.
Fundamentals and ownership derive from SEC EDGAR (and equivalent foreign registers); prices from a licensed end-of-day vendor, shown under a neutral source label. Full methodology at spzco.com/methodology.
Net margin21.3%
Debt / equity0.09×
EPS growth 3Y9.5%
Sales growth 3Y4.5%
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
