Financials · Savings Institution, Federally Chartered · Nasdaq · CIK 792966 · FYE Dec 31 · Prices AT CLOSE 2026-07-29 (USD) — end-of-day, never a live or intraday quote
Last $35.07Day +1.83%Mkt cap $483MP/E (FY) 14.4×1Y +38.8%Off 52W high −2.4%Vol (1Y) 36.1%
Daily closing price, split-adjusted to the current basis; 3y shown of 5,147 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$26.91 |
| Implied upside−23.3% |
| Valuation confidenceMEDIUM |
| Short interest1.5% of sh out |
| Days to cover2.6d |
| 13F net flow (QoQ)−2.61% |
| Top-10 13F concentration70.8% |
| Next report (est.)2026-10-21 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)14.4× |
| Sales (TTM)$130.5M |
| Earnings (TTM)$40.0M |
| ROE9.4% |
| YTD+44.2% |
| 1Y+38.8% |
| 3Y+83.3% |
| 5Y+89.8% |
| 10Y+191.7% |
| Since incept. (ann.)+9.4% |
Total return through 2026-07-29 · series begins 2006-01-30. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)36.1% |
| Ann. volatility (3Y)41.6% |
| Sharpe (1Y)1.13 |
| Sharpe (3Y)0.65 |
| Max drawdown (1Y)−17.9% |
| Max drawdown (3Y)−35.0% |
| Beta (3Y vs SPY)0.89 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| BlackRock, Inc. | 923,327 | $24M | 6.70% | −2.7% |
| VANGUARD CAPITAL MANAGEMENT LLC | 534,738 | $14M | 3.88% | new |
| Goelzer Investment Management, Inc. | 328,604 | $8M | 2.39% | −32.3% |
| GEODE CAPITAL MANAGEMENT, LLC | 309,207 | $8M | 2.24% | +2.6% |
| MANUFACTURERS LIFE INSURANCE COMPANY, THE | 290,620 | $7M | 2.11% | −1.4% |
| DIMENSIONAL FUND ADVISORS LP | 226,917 | $6M | 1.65% | +5.8% |
| STATE STREET CORP | 224,338 | $6M | 1.63% | −11.2% |
| RAYMOND JAMES FINANCIAL INC | 135,347 | $3M | 0.98% | new |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-22 | $0.70 | +37.3% | $32.4M | +15.6% |
| 2025-12-31 | 2026-02-12 | $0.71 | — | $32.5M | +21.0% |
| 2025-09-30 | 2025-10-27 | $0.64 | +33.3% | $31.3M | +22.3% |
| 2025-06-30 | 2025-07-28 | $0.56 | +33.3% | $29.6M | +18.2% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-21 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
Financial Service Other 78% · Bank Servicing 22%
product & service · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
| Net margin27.4% |
| EPS growth 3Y−0.4% |
| Sales growth 3Y5.8% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
