FITB close: $29.1 on 2023-07-31 to $56.6 on 2026-07-29.
Daily closing price, split-adjusted to the current basis; 3y shown of 5,295 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
At a glance
Fair value (model)$26.13
Implied upside−53.8%
Valuation confidenceMEDIUM
Short interest4.8% of sh out
Days to cover6.5d
13F net flow (QoQ)+17.08%
Top-10 13F concentration52.6%
Next report (est.)2026-10-16
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
Key fundamentalsFY 2025
P/E (FY)16.0×
Sales (TTM)$9.71B
Earnings (TTM)$2.17B
ROE12.2%
Trailing returns
YTD+22.8%
1Y+37.2%
3Y+117.7%
5Y+86.3%
10Y+322.9%
Since incept. (ann.)+4.7%
Total return through 2026-07-29 · series begins 2005-07-07. Only the windows this history actually covers are shown.
Risk
Ann. volatility (1Y)26.5%
Ann. volatility (3Y)28.5%
Sharpe (1Y)1.35
Sharpe (3Y)1.07
Max drawdown (1Y)−21.2%
Max drawdown (3Y)−29.9%
Beta (3Y vs SPY)1.24
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
Top institutional holders13F 2026-Q1
Manager
Shares
Value
% sh out
QoQ
BlackRock, Inc.
80.8M
$3.8B
8.95%
+31.4%
VANGUARD CAPITAL MANAGEMENT LLC
58.4M
$2.7B
6.48%
new
VANGUARD PORTFOLIO MANAGEMENT LLC
47.0M
$2.2B
5.22%
new
PRICE T ROWE ASSOCIATES INC /MD/
46.2M
$2.1B
5.12%
+29.8%
STATE STREET CORP
40.6M
$1.9B
4.50%
+29.1%
Capital World Investors
39.1M
$1.8B
4.33%
+20.0%
JPMORGAN CHASE & CO
30.2M
$1.3B
3.35%
+6.0%
CHARLES SCHWAB INVESTMENT MANAGEMENT INC
26.5M
$1.2B
2.94%
+10.6%
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
Latest reported quarterslast report 2026-04-17
Period end
Reported
EPS
EPS YoY
Revenue
Rev YoY
2026-03-31
2026-04-17
$0.15
−78.9%
$2.83B
+32.8%
2025-12-31
2026-01-20
—
—
$2.34B
+7.8%
2025-09-30
2025-10-17
$0.91
+16.7%
$2.30B
+7.9%
2025-06-30
2025-07-17
$0.88
+8.6%
$2.25B
+7.8%
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-16 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
Basis & disclosures
End-of-day only. Every price on this sheet is a stored CLOSE — the last one is 2026-07-29. Nothing here is live, intraday or delayed-real-time, and the sheet does not update after it is printed.
Nothing is imputed. A figure that is not in the underlying filing or feed renders as “—”. We never fill a gap with an estimate, a peer median or a carried-forward value.
Mixed as-of dates by design. Prices are at the last close; fundamentals are at the latest reported fiscal period; 13F ownership is at the latest filed quarter (45+ days in arrears); short interest is the latest FINRA settlement. Each block states its own basis above.
Not investment advice. Model fair values, reverse-DCF grades and confidence labels are the output of published, disclosed methods on public filings — they are analysis, not a recommendation, a price target or a solicitation.
Fundamentals and ownership derive from SEC EDGAR (and equivalent foreign registers); prices from a licensed end-of-day vendor, shown under a neutral source label. Full methodology at spzco.com/methodology.
Net margin28.0%
Debt / equity0.63×
EPS growth 3Y1.8%
Sales growth 3Y2.5%
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
