Financials · National Commercial Banks · NYSE · CIK 36966 · FYE Dec 31 · Prices AT CLOSE 2026-07-29 (USD) — end-of-day, never a live or intraday quote
Last $25.77Day −0.96%Mkt cap $12.2BP/E (FY) 13.8×1Y +18.7%Off 52W high −3.0%Vol (1Y) 25.5%
Daily closing price, split-adjusted to the current basis; 3y shown of 5,293 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$21.03 |
| Implied upside−18.4% |
| Valuation confidenceMEDIUM |
| Short interest2.7% of sh out |
| Days to cover2.4d |
| 13F net flow (QoQ)−0.96% |
| Top-10 13F concentration53.4% |
| Next report (est.)2026-10-14 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)13.8× |
| Sales (TTM)$3.47B |
| Earnings (TTM)$1.03B |
| ROE11.1% |
| YTD+9.4% |
| 1Y+18.7% |
| 3Y+110.0% |
| 5Y+96.0% |
| 10Y+148.1% |
| Since incept. (ann.)+0.5% |
Total return through 2026-07-29 · series begins 2005-07-11. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)25.5% |
| Ann. volatility (3Y)31.3% |
| Sharpe (1Y)0.77 |
| Sharpe (3Y)0.94 |
| Max drawdown (1Y)−16.5% |
| Max drawdown (3Y)−27.1% |
| Beta (3Y vs SPY)1.30 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| BlackRock, Inc. | 57.2M | $1.3B | 12.04% | −0.9% |
| Bank of New York Mellon Corp | 29.4M | $670M | 6.20% | −6.4% |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 22.9M | $521M | 4.82% | new |
| VANGUARD CAPITAL MANAGEMENT LLC | 21.6M | $492M | 4.55% | new |
| STATE STREET CORP | 18.3M | $421M | 3.87% | −3.4% |
| DIMENSIONAL FUND ADVISORS LP | 15.6M | $355M | 3.29% | −5.1% |
| North Reef Capital Management LP | 14.5M | $329M | 3.05% | +25.5% |
| UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC | 14.3M | $325M | 3.01% | +1.6% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-15 | $0.53 | +29.3% | $862.0M | +6.2% |
| 2025-12-31 | 2026-01-15 | — | — | $888.0M | +21.8% |
| 2025-09-30 | 2025-10-15 | $0.50 | +25.0% | $889.0M | +7.5% |
| 2025-06-30 | 2025-07-16 | $0.45 | +32.4% | $830.0M | +1.8% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-14 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
Commercial Consumer And Wealth 89% · Wholesale 14%
business segments · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
| Net margin28.7% |
| EPS growth 3Y6.9% |
| Sales growth 3Y2.2% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
