Financials · State Commercial Banks · Nasdaq · CIK 36377 · FYE Dec 31 · Prices AT CLOSE 2026-07-29 (USD) — end-of-day, never a live or intraday quote
Last $28.00Day −0.32%Mkt cap $3.4BP/E (FY) 12.7×1Y +17.6%Off 52W high −8.4%Vol (1Y) 24.9%
Daily closing price, split-adjusted to the current basis; 3y shown of 2,504 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$23.93 |
| Implied upside−14.5% |
| Valuation confidenceMEDIUM |
| Short interest9.2% of sh out |
| Days to cover3.4d |
| 13F net flow (QoQ)−4.75% |
| Top-10 13F concentration57.0% |
| Next report (est.)2026-10-23 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)12.7× |
| Sales (TTM)$890.1M |
| Earnings (TTM)$284.8M |
| ROE10.3% |
| YTD+12.9% |
| 1Y+17.6% |
| 3Y+54.7% |
| 5Y+23.8% |
| Since incept. (ann.)+5.6% |
Total return through 2026-07-29 · series begins 2016-08-04. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)24.9% |
| Ann. volatility (3Y)27.3% |
| Sharpe (1Y)0.74 |
| Sharpe (3Y)0.64 |
| Max drawdown (1Y)−14.7% |
| Max drawdown (3Y)−24.3% |
| Beta (3Y vs SPY)0.96 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| BlackRock, Inc. | 16.3M | $403M | 13.44% | −1.5% |
| KAYNE ANDERSON RUDNICK INVESTMENT MANAGEMENT LLC | 12.3M | $303M | 10.10% | −3.5% |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 8.6M | $212M | 7.08% | new |
| DIMENSIONAL FUND ADVISORS LP | 6.7M | $165M | 5.50% | +4.9% |
| STATE STREET CORP | 6.5M | $160M | 5.33% | +6.7% |
| VANGUARD CAPITAL MANAGEMENT LLC | 5.5M | $135M | 4.52% | new |
| FMR LLC | 5.1M | $125M | 4.16% | −7.0% |
| FULLER & THALER ASSET MANAGEMENT, INC. | 4.8M | $118M | 3.92% | −51.7% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total. Institutional 13F holdings sum to 105.7% of shares outstanding. Readings above 100% reflect securities-lending double counting: shares on loan to short sellers are reported long by both the lending institution and the one that bought them. FINRA short interest of 10,044,602 shares (settlement 2026-04-30) accounts for the excess.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-24 | $0.55 | +17.0% | $220.3M | +4.4% |
| 2025-12-31 | 2026-01-30 | — | — | $225.9M | +20.1% |
| 2025-09-30 | 2025-10-24 | $0.59 | +22.9% | $226.4M | +7.8% |
| 2025-06-30 | 2025-07-25 | $0.58 | +20.8% | $217.5M | +6.3% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-23 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
Retail Banking Business 71% · Commercial Banking Business 29%
business segments · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
| Net margin31.4% |
| EPS growth 3Y1.9% |
| Sales growth 3Y3.6% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
