Financials · State Commercial Banks · NYSE · CIK 1057706 · FYE Dec 31 · Prices AT CLOSE 2026-07-29 (USD) — end-of-day, never a live or intraday quote
Last $28.91Day −1.30%Mkt cap $4.5BP/E (FY) 13.4×1Y +40.6%Off 52W high −1.7%Vol (1Y) 25.2%
Daily closing price, split-adjusted to the current basis; 3y shown of 5,293 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$17.16 |
| Implied upside−40.7% |
| Valuation confidenceMEDIUM |
| Short interest4.5% of sh out |
| Days to cover6.7d |
| 13F net flow (QoQ)+0.13% |
| Top-10 13F concentration59.1% |
| Next report (est.)2026-10-21 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)13.4× |
| Sales (TTM)$1.01B |
| Earnings (TTM)$356.6M |
| ROE19.0% |
| YTD+41.9% |
| 1Y+40.6% |
| 3Y+116.4% |
| 5Y+177.4% |
| 10Y+692.8% |
| Since incept. (ann.)−9.3% |
Total return through 2026-07-29 · series begins 2005-07-11. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)25.2% |
| Ann. volatility (3Y)28.3% |
| Sharpe (1Y)1.49 |
| Sharpe (3Y)1.07 |
| Max drawdown (1Y)−13.8% |
| Max drawdown (3Y)−22.9% |
| Beta (3Y vs SPY)0.81 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| BlackRock, Inc. | 22.9M | $489M | 14.80% | +0.5% |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 13.0M | $278M | 8.41% | new |
| FMR LLC | 9.7M | $206M | 6.25% | −1.2% |
| STATE STREET CORP | 8.4M | $180M | 5.45% | +0.8% |
| DIMENSIONAL FUND ADVISORS LP | 7.9M | $169M | 5.10% | −2.1% |
| VANGUARD CAPITAL MANAGEMENT LLC | 7.0M | $149M | 4.51% | new |
| AMERICAN CENTURY COMPANIES INC | 6.2M | $131M | 3.98% | −11.5% |
| FIRST TRUST ADVISORS LP | 4.9M | $104M | 3.14% | +12.2% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-22 | $0.57 | +21.3% | $258.6M | +4.2% |
| 2025-12-31 | 2026-01-27 | — | — | $257.2M | +6.5% |
| 2025-09-30 | 2025-10-23 | $0.63 | +40.0% | $248.7M | +6.0% |
| 2025-06-30 | 2025-07-22 | $0.50 | +8.7% | $246.8M | +6.5% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-21 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
Consumer Retail Banking 68% · Commercial And Corporate 18% · United States Operations 9% · Mortgage Banking 9% · Virgin Islands Operations 8%
business segments · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
| Net margin27.5% |
| Debt / equity0.15× |
| EPS growth 3Y10.6% |
| Sales growth 3Y8.4% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
