Financials · Personal Credit Institutions · NYSE · CIK 1529864 · FYE Dec 31 · Prices AT CLOSE 2026-08-21 (USD) Last $242.93 · Day +2.33% · Mkt cap $6.0B · P/E (FY) 21.1× · 1Y +125.4% · Off 52W high −9.2% · Vol (1Y) 41.5% Price2023-08-21 → 2026-08-21 ENVA close: $50 on 2023-08-21 to $243 on 2026-08-21. Split-adj closes · 240 of 2,957 · price returnⓘ At a glance | Short interest8.3% of sh out | | Days to cover5.0d | | 13F net flow (QoQ)+1.16% | | Top-10 13F concentration49.1% | | Next report (est.)2026-10-22 |
SI 2026-07-31 · 13F 2026-Q1ⓘ Key fundamentalsFY 2025 | P/E (FY)21.1× | | Sales (TTM)$3.45B | | Earnings (TTM)$355.5M | | ROE24.3% | | Net margin9.8% | | ROIC10.9% | | Debt / equity3.37× | | Total debt / EBITDA5.76× | | EPS growth 3Y23.0% | | Sales growth 3Y22.0% |
FY ratios · TTM sales/earnings (USD)ⓘ Trailing returns | YTD+54.5% | | 1Y+125.4% | | 3Y+382.2% | | 5Y+663.7% | | 10Y+2487.1% | | Since incept. (ann.)+20.5% |
Total return · from 2014-11-13ⓘ Risk | Ann. volatility (1Y)41.5% | | Ann. volatility (3Y)39.6% | | Sharpe (1Y)2.18 | | Sharpe (3Y)1.53 | | Max drawdown (1Y)−24.7% | | Max drawdown (3Y)−30.0% | | Beta (3Y vs SPY)1.28 |
Daily returns, ann.ⓘ Top institutional holders13F 2026-Q1 | Manager | Shares | Value | % sh out | QoQ |
|---|
| BlackRock, Inc. | 4.1M | $552M | 16.23% | −2.9% | | VANGUARD CAPITAL MANAGEMENT LLC | 1.1M | $145M | 4.26% | new | | DIMENSIONAL FUND ADVISORS LP | 1.1M | $144M | 4.23% | −8.6% | | STATE STREET CORP | 965,003 | $131M | 3.86% | +3.2% | | Invesco Ltd. | 888,187 | $121M | 3.55% | +24.6% | | VANGUARD PORTFOLIO MANAGEMENT LLC | 866,450 | $118M | 3.46% | new | | RENAISSANCE TECHNOLOGIES LLC | 750,094 | $102M | 3.00% | +8.0% | | GEODE CAPITAL MANAGEMENT, LLC | 668,625 | $91M | 2.67% | +9.4% |
Δ vs 2025-Q4ⓘ Latest reported quarterslast report 2026-07-23 | Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|
| 2026-06-30 | 2026-07-23 | $4.00 | +39.9% | $928.9M | +21.6% | | 2026-03-31 | 2026-04-23 | $3.46 | +28.6% | $875.1M | +17.4% | | 2025-12-31 | 2026-01-27 | $2.94 | +28.4% | $839.4M | +15.1% | | 2025-09-30 | 2025-10-23 | $3.03 | +93.0% | $802.7M | +16.3% |
As-reported XBRL · next 2026-10-22 est.ⓘ Segment mixFY2025 (ended Dec 2025) US 97% · Non Us 3% geographic · TAGGED revenueⓘ Basis & disclosures - EOD closes · nothing imputed or averaged · absent “—”
- As-of differs by block · 13F = US long, 45+d lag, LOWER bound
- Not investment advice · no recommendation, price target or solicitation
- EDGAR + foreign registers · marketstack (licensed EOD) · spzco.com/methodology
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