Financials · Short-Term Business Credit Institutions · Nasdaq · CIK 1084961 · FYE Dec 31 · Prices AT CLOSE 2026-07-29 (USD) — end-of-day, never a live or intraday quote
Last $93.83Day −2.16%Mkt cap $2.0BP/E (FY) 8.6×1Y +149.7%Off 52W high −4.3%Vol (1Y) 35.3%
Daily closing price, split-adjusted to the current basis; 3y shown of 5,293 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$63.15 |
| Implied upside−32.7% |
| Valuation confidenceLOW |
| Short interest5.6% of sh out |
| Days to cover3.6d |
| 13F net flow (QoQ)+0.81% |
| Top-10 13F concentration52.4% |
| Next report (est.)2026-08-05 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)8.6× |
| Sales (TTM)$1.85B |
| Earnings (TTM)$296.3M |
| Net margin14.5% |
| YTD+72.6% |
| 1Y+149.7% |
| 3Y+75.4% |
| 5Y+98.2% |
| 10Y+284.4% |
| Since incept. (ann.)+8.1% |
Total return through 2026-07-29 · series begins 2005-07-11. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)35.3% |
| Ann. volatility (3Y)41.8% |
| Sharpe (1Y)2.75 |
| Sharpe (3Y)0.67 |
| Max drawdown (1Y)−12.1% |
| Max drawdown (3Y)−49.3% |
| Beta (3Y vs SPY)1.11 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| BlackRock, Inc. | 3.9M | $273M | 18.16% | −1.5% |
| Stephens Investment Management Group LLC | 1.3M | $91M | 6.07% | −0.4% |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 1.2M | $87M | 5.80% | new |
| DIMENSIONAL FUND ADVISORS LP | 1.0M | $71M | 4.70% | −7.5% |
| VANGUARD CAPITAL MANAGEMENT LLC | 936,058 | $66M | 4.37% | new |
| STATE STREET CORP | 849,459 | $60M | 3.96% | −3.4% |
| GOLDMAN SACHS GROUP INC | 689,845 | $48M | 3.22% | −17.5% |
| GEODE CAPITAL MANAGEMENT, LLC | 622,584 | $44M | 2.90% | +14.3% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total. Institutional 13F holdings sum to 103.7% of shares outstanding. Readings above 100% reflect securities-lending double counting: shares on loan to short sellers are reported long by both the lending institution and the one that bought them. FINRA short interest of 1,441,231 shares (settlement 2026-04-30) accounts for the excess.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-05-06 | $3.86 | +100.0% | $475.4M | +21.0% |
| 2025-12-31 | 2026-02-25 | — | — | $473.6M | +78.3% |
| 2025-09-30 | 2025-11-05 | $3.17 | +151.6% | $460.4M | +25.4% |
| 2025-06-30 | 2025-08-06 | $2.49 | +85.8% | $442.1M | +24.4% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-08-05 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
| ROIC69.0% |
| EPS growth 3Y13.5% |
| Sales growth 3Y8.1% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
