Financials · State Commercial Banks · Nasdaq · CIK 739421 · FYE Dec 31 · Prices AT CLOSE 2026-07-29 (USD) — end-of-day, never a live or intraday quote
Last $77.26Day +0.49%Mkt cap $371MP/E (FY) 10.1×1Y +46.5%Off 52W high −1.8%Vol (1Y) 36.2%
Daily closing price, split-adjusted to the current basis; 3y shown of 3,776 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$82.09 |
| Implied upside+6.2% |
| Valuation confidenceMEDIUM |
| Short interest1.1% of sh out |
| Days to cover4.3d |
| 13F net flow (QoQ)+0.66% |
| Top-10 13F concentration74.8% |
| Next report (est.)2026-10-28 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)10.1× |
| Sales (TTM)$115.7M |
| Earnings (TTM)$39.3M |
| ROE11.5% |
| YTD+37.7% |
| 1Y+46.5% |
| 3Y+23.0% |
| 5Y+48.1% |
| 10Y+135.0% |
| Since incept. (ann.)+10.0% |
Total return through 2026-07-29 · series begins 2011-07-11. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)36.2% |
| Ann. volatility (3Y)45.1% |
| Sharpe (1Y)1.10 |
| Sharpe (3Y)0.39 |
| Max drawdown (1Y)−18.1% |
| Max drawdown (3Y)−41.7% |
| Beta (3Y vs SPY)1.07 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| BlackRock, Inc. | 331,294 | $20M | 6.89% | −1.4% |
| VANGUARD CAPITAL MANAGEMENT LLC | 201,701 | $12M | 4.20% | new |
| CITIZENS & NORTHERN CORP | 117,063 | $7M | 2.44% | +0.0% |
| GEODE CAPITAL MANAGEMENT, LLC | 112,462 | $7M | 2.34% | +1.4% |
| STATE STREET CORP | 93,930 | $6M | 1.95% | −5.7% |
| AMERICAN CENTURY COMPANIES INC | 44,186 | $3M | 0.92% | +58.4% |
| Hudock, Inc. | 40,787 | $2M | 0.85% | +2.2% |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | 37,616 | $2M | 0.78% | −3.6% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-29 | $2.16 | +35.8% | $29.8M | +12.8% |
| 2025-12-31 | 2026-01-29 | — | — | $29.6M | +13.0% |
| 2025-09-30 | 2025-10-30 | $2.09 | +33.1% | $29.0M | +15.6% |
| 2025-06-30 | 2025-07-30 | $1.76 | +60.0% | $27.3M | +10.9% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-28 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
Community Banking 100%
business segments · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
| Net margin32.6% |
| EPS growth 3Y2.0% |
| Sales growth 3Y11.1% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
