Financials · Savings Institutions, Not Federally Chartered · OTC · CIK 1845799 · FYE Dec 31 · Prices AT CLOSE 2026-07-28 (USD) — end-of-day, never a live or intraday quote
Last $16.15Day −0.55%Mkt cap $117MP/E (FY) 29.9×1Y +46.8%Off 52W high −4.4%Vol (1Y) 18.9%
Daily closing price, split-adjusted to the current basis; 3y shown of 3,258 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$12.46 |
| Implied upside−22.8% |
| Valuation confidenceMEDIUM |
| Short interest0.3% of sh out |
| Days to cover4.7d |
| Next report (est.)2026-08-11 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15.
| P/E (FY)29.9× |
| Sales (TTM)$16.5M |
| Earnings (TTM)$3.7M |
| ROE3.9% |
| Net margin23.4% |
| EPS growth 3Y1.3% |
| Sales growth 3Y9.8% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
| YTD+29.2% |
| 1Y+46.8% |
| 3Y+50.5% |
| 5Y+40.2% |
| 10Y−27.4% |
| Since incept. (ann.)+0.6% |
Price return through 2026-07-28 · series begins 2013-04-19. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)18.9% |
| Ann. volatility (3Y)16.9% |
| Sharpe (1Y)2.16 |
| Sharpe (3Y)0.90 |
| Max drawdown (1Y)−5.3% |
| Max drawdown (3Y)−22.8% |
| Beta (3Y vs SPY)0.13 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
No 13F holders on file for CULL.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2024-03-31 | 2024-05-14 | $0.11 | −26.7% | $3.9M | −8.3% |
| 2023-12-31 | 2024-03-22 | — | — | $4.1M | −7.1% |
| 2023-09-30 | 2023-11-14 | $0.15 | +15.4% | $4.3M | −2.4% |
| 2023-06-30 | 2023-08-14 | $0.14 | −26.3% | $4.3M | −1.3% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-08-11 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
