Financials · Savings Institution, Federally Chartered · Nasdaq · CIK 1979332 · FYE Mar 31 · Prices AT CLOSE 2026-07-29 (USD) — end-of-day, never a live or intraday quote
Last $19.85Day +0.48%Mkt cap $83MP/E (FY) 18.9×1Y +31.8%Off 52W high −9.1%Vol (1Y) 17.4%
Daily closing price, split-adjusted to the current basis; 2.7y shown of 689 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$18.95 |
| Implied upside−4.5% |
| Valuation confidenceLOW |
| Short interest0.1% of sh out |
| Days to cover1.4d |
| 13F net flow (QoQ)+1.93% |
| Top-10 13F concentration96.8% |
| Next report (est.)2026-09-18 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)18.9× |
| Earnings (TTM)$4.0M |
| ROE4.6% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
| YTD+17.3% |
| 1Y+31.8% |
| Since incept. (ann.)+32.5% |
Total return through 2026-07-29 · series begins 2023-10-20. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)17.4% |
| Ann. volatility (3Y)18.6% |
| Sharpe (1Y)1.71 |
| Sharpe (3Y)1.63 |
| Max drawdown (1Y)−4.9% |
| Max drawdown (3Y)−8.4% |
| Beta (3Y vs SPY)0.17 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| STILWELL VALUE LLC | 366,901 | $6M | 8.72% | +0.0% |
| GRAHAM CAPITAL WEALTH MANAGEMENT, LLC | 177,652 | $3M | 4.22% | −1.3% |
| Oppenheimer & Close, LLC | 165,007 | $3M | 3.92% | −5.7% |
| MANGROVE PARTNERS IM, LLC | 158,097 | $3M | 3.76% | +0.0% |
| VANGUARD CAPITAL MANAGEMENT LLC | 153,775 | $3M | 3.66% | new |
| ALLIANCEBERNSTEIN L.P. | 128,549 | $2M | 3.06% | +251.9% |
| Minerva Advisors LLC | 49,117 | $840,392 | 1.17% | +0.0% |
| GEODE CAPITAL MANAGEMENT, LLC | 36,173 | $619,233 | 0.86% | +0.8% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2025-12-31 | 2026-02-11 | $0.31 | +24.0% | — | — |
| 2025-09-30 | 2025-11-13 | $0.23 | −8.0% | — | — |
| 2025-06-30 | 2025-08-12 | $0.26 | +8.3% | — | — |
| 2024-12-31 | 2025-02-11 | $0.25 | −19.4% | — | — |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-09-18 is ESTIMATED from filing cadence (median gap 92d) — not company-confirmed.
