Financials · State Commercial Banks · Nasdaq · CIK 887343 · FYE Dec 31 · Prices AT CLOSE 2026-07-30 (USD) — end-of-day, never a live or intraday quote
Last $31.25Day +1.53%Mkt cap $8.9BP/E (FY) 13.4×1Y +37.8%Off 52W high −7.2%Vol (1Y) 29.2%
Daily closing price, split-adjusted to the current basis; 3y shown of 5,293 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$25.23 |
| Implied upside−18.0% |
| Valuation confidenceMEDIUM |
| Short interest3.3% of sh out |
| Days to cover3.8d |
| 13F net flow (QoQ)−3.95% |
| Top-10 13F concentration50.8% |
| Next report (est.)2026-10-22 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)13.4× |
| Sales (TTM)$2.49B |
| Earnings (TTM)$655.0M |
| ROE8.5% |
| YTD+14.6% |
| 1Y+37.8% |
| 3Y+67.5% |
| 5Y+25.7% |
| 10Y+84.7% |
| Since incept. (ann.)+5.2% |
Total return through 2026-07-30 · series begins 2005-07-11. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)29.2% |
| Ann. volatility (3Y)37.2% |
| Sharpe (1Y)1.19 |
| Sharpe (3Y)0.66 |
| Max drawdown (1Y)−18.4% |
| Max drawdown (3Y)−36.4% |
| Beta (3Y vs SPY)0.99 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| BlackRock, Inc. | 27.1M | $742M | 9.16% | +1.3% |
| T. Rowe Price Investment Management, Inc. | 15.9M | $437M | 5.39% | −21.3% |
| WELLINGTON MANAGEMENT GROUP LLP | 14.9M | $410M | 5.06% | −17.5% |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 14.3M | $393M | 4.85% | new |
| DIMENSIONAL FUND ADVISORS LP | 13.5M | $372M | 4.58% | +3.1% |
| VANGUARD CAPITAL MANAGEMENT LLC | 13.2M | $363M | 4.47% | new |
| STATE STREET CORP | 12.5M | $342M | 4.22% | −2.6% |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | 10.4M | $286M | 3.53% | −16.9% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-23 | $0.66 | +61.0% | $677.0M | +37.9% |
| 2025-12-31 | 2026-01-22 | — | — | $717.1M | +47.2% |
| 2025-09-30 | 2025-10-30 | $0.40 | −42.9% | $582.0M | +17.3% |
| 2025-06-30 | 2025-07-24 | $0.73 | +28.1% | $510.9M | +8.2% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-22 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
Total Service Chargeson Deposits 32% · Card Based Fees 22% · Account Service Fees 22% · Investment Advisory Management And Administrative Service 13% · Transactionbasedandoverdraftservicecharges 10%
product & service · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
| Net margin23.9% |
| EPS growth 3Y−4.0% |
| Sales growth 3Y21.9% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
