Financials · State Commercial Banks · OTC · CIK 1075706 · FYE Dec 31 · Prices AT CLOSE 2026-07-27 (USD) — end-of-day, never a live or intraday quote
Last $10.16Day +1.60%Mkt cap $57MP/E (FY) 30.8×1Y +31.1%Off 52W high −0.9%Vol (1Y) 25.0%
Daily closing price, split-adjusted to the current basis; 3y shown of 5,293 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$6.91 |
| Implied upside−32.0% |
| Valuation confidenceMEDIUM |
| Short interest0.2% of sh out |
| Days to cover1.6d |
| Top-10 13F concentration100.0% |
| Next report (est.)2026-10-05 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)30.8× |
| Sales (TTM)$38.6M |
| Earnings (TTM)$1.9M |
| ROE4.5% |
| Net margin4.8% |
| Debt / equity |
| YTD+28.4% |
| 1Y+31.1% |
| 3Y−3.7% |
| 5Y−26.5% |
| 10Y−27.3% |
| Since incept. (ann.)+0.6% |
Total return through 2026-07-27 · series begins 2005-07-11. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)25.0% |
| Ann. volatility (3Y)34.5% |
| Sharpe (1Y)1.21 |
| Sharpe (3Y)0.15 |
| Max drawdown (1Y)−16.1% |
| Max drawdown (3Y)−40.1% |
| Beta (3Y vs SPY)0.20 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| HUNTINGTON NATIONAL BANK | 83,764 | $753,876 | 1.49% | new |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2023-12-31 | 2024-03-29 | — | — | $8.3M | −28.2% |
| 2023-09-30 | 2023-11-01 | $0.22 | −52.2% | $10.6M | −10.8% |
| 2023-06-30 | 2023-07-31 | $0.05 | −88.9% | $9.7M | −16.1% |
| 2023-03-31 | 2023-04-27 | $0.20 | −44.4% | $10.0M | −7.2% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-05 is ESTIMATED from filing cadence (median gap 92d) — not company-confirmed.
Financial Service Other 54% · Deposit Account 46%
product & service · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
| EPS growth 3Y−35.7% |
| Sales growth 3Y−4.0% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
