Financials · National Commercial Banks · Nasdaq · CIK 726854 · FYE Dec 31 · Prices AT CLOSE 2026-08-21 (USD) Last $144.48 · Day +0.33% · Mkt cap $2.0B · P/E (FY) 16.2× · 1Y +19.1% · Off 52W high −2.9% · Vol (1Y) 18.8% Price2023-08-21 → 2026-08-21 CHCO close: $92 on 2023-08-21 to $144 on 2026-08-21. Split-adj closes · 240 of 5,310 · price returnⓘ At a glance | Short interest6.6% of sh out | | Days to cover5.8d | | 13F net flow (QoQ)+1.23% | | Top-10 13F concentration66.6% | | Next report (est.)2026-10-21 |
SI 2026-07-31 · 13F 2026-Q1ⓘ Key fundamentalsFY 2025 | P/E (FY)16.2× | | Sales (TTM)$321.9M | | Earnings (TTM)$131.8M | | ROE16.9% | | Net margin41.5% | | Debt / equity0.19× | | EPS growth 3Y9.5% | | Sales growth 3Y7.6% |
FY ratios · TTM sales/earnings (USD)ⓘ Trailing returns | YTD+22.9% | | 1Y+19.1% | | 3Y+69.6% | | 5Y+110.1% | | 10Y+288.2% | | Since incept. (ann.)+10.1% |
Total return · from 2005-07-11ⓘ Risk | Ann. volatility (1Y)18.8% | | Ann. volatility (3Y)22.9% | | Sharpe (1Y)1.04 | | Sharpe (3Y)0.89 | | Max drawdown (1Y)−9.4% | | Max drawdown (3Y)−18.4% | | Beta (3Y vs SPY)0.47 |
Daily returns, ann.ⓘ Top institutional holders13F 2026-Q1 | Manager | Shares | Value | % sh out | QoQ |
|---|
| BlackRock, Inc. | 2.0M | $242M | 14.13% | −0.4% | | VANGUARD PORTFOLIO MANAGEMENT LLC | 956,128 | $114M | 6.66% | new | | STATE STREET CORP | 695,552 | $83M | 4.85% | +3.5% | | VANGUARD CAPITAL MANAGEMENT LLC | 615,038 | $74M | 4.29% | new | | WESTWOOD HOLDINGS GROUP INC | 575,096 | $69M | 4.01% | −3.0% | | CHARLES SCHWAB INVESTMENT MANAGEMENT INC | 495,968 | $59M | 3.46% | −16.4% | | DIMENSIONAL FUND ADVISORS LP | 470,344 | $56M | 3.28% | +1.9% | | GEODE CAPITAL MANAGEMENT, LLC | 356,314 | $43M | 2.48% | +3.1% |
Δ vs 2025-Q4ⓘ Latest reported quarterslast report 2026-07-22 | Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|
| 2026-06-30 | 2026-07-22 | $2.35 | +2.6% | $81.5M | +3.9% | | 2026-03-31 | 2026-04-23 | $2.20 | +6.8% | $79.2M | +6.3% | | 2025-12-31 | 2026-01-21 | $2.17 | +11.9% | $79.9M | +11.4% | | 2025-09-30 | 2025-10-22 | $2.41 | +19.3% | $81.3M | +7.0% |
As-reported XBRL · next 2026-10-21 est.ⓘ Segment mixFY2025 (ended Dec 2025) Fees And Commissions Depositor Accounts 20% · Deposit Account 20% · Fees And Commissions Debit Cards 19% · Debit Card 19% · Fiduciary And Trust 8% product & service · TAGGED revenueⓘ Basis & disclosures - EOD closes · nothing imputed or averaged · absent “—”
- As-of differs by block · 13F = US long, 45+d lag, LOWER bound
- Not investment advice · no recommendation, price target or solicitation
- EDGAR + foreign registers · marketstack (licensed EOD) · spzco.com/methodology
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