Financials · Savings Institution, Federally Chartered · Nasdaq · CIK 1490906 · FYE Sep 30 · Prices AT CLOSE 2026-07-30 (USD) — end-of-day, never a live or intraday quote
Last $8.86Day +1.26%Mkt cap $1.1BP/E (FY) 16.8×1Y +54.2%Off 52W high −2.6%Vol (1Y) 25.6%
Daily closing price, split-adjusted to the current basis; 3y shown of 5,294 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$7.33 |
| Implied upside−16.2% |
| Valuation confidenceMEDIUM |
| Short interest4.8% of sh out |
| Days to cover9.3d |
| 13F net flow (QoQ)+0.65% |
| Top-10 13F concentration62.6% |
| Next report (est.)2026-10-28 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)16.8× |
| Sales (TTM)$219.8M |
| Earnings (TTM)$77.6M |
| ROE6.5% |
| YTD+33.8% |
| 1Y+54.2% |
| 3Y+58.8% |
| 5Y+10.3% |
| 10Y+20.3% |
| Since incept. (ann.)+4.2% |
Total return through 2026-07-30 · series begins 2005-07-11. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)25.6% |
| Ann. volatility (3Y)31.7% |
| Sharpe (1Y)1.77 |
| Sharpe (3Y)0.65 |
| Max drawdown (1Y)−10.6% |
| Max drawdown (3Y)−35.3% |
| Beta (3Y vs SPY)0.95 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| BlackRock, Inc. | 18.2M | $130M | 13.99% | −1.5% |
| DIMENSIONAL FUND ADVISORS LP | 6.8M | $48M | 5.23% | +4.0% |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 6.7M | $48M | 5.15% | new |
| HoldCo Asset Management, LP | 6.5M | $46M | 4.98% | +0.0% |
| STATE STREET CORP | 6.1M | $43M | 4.68% | +5.1% |
| VANGUARD CAPITAL MANAGEMENT LLC | 5.2M | $37M | 4.00% | new |
| RENAISSANCE TECHNOLOGIES LLC | 4.2M | $30M | 3.21% | −0.7% |
| AQR CAPITAL MANAGEMENT LLC | 3.8M | $27M | 2.92% | −1.3% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-29 | $0.16 | +33.3% | $57.7M | +18.3% |
| 2025-12-31 | 2026-01-28 | $0.16 | +33.3% | $56.8M | +21.0% |
| 2025-09-30 | 2025-10-29 | — | — | $54.6M | +19.7% |
| 2025-06-30 | 2025-07-23 | $0.14 | +100.0% | $50.7M | +12.7% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-28 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
Deposit Account 75% · Insurance Services 25%
product & service · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
| Net margin33.8% |
| EPS growth 3Y−5.7% |
| Sales growth 3Y−2.3% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
