Financials · National Commercial Banks · NYSE · CIK 1392272 · FYE Dec 31 · Prices AT CLOSE 2026-07-28 (USD) — end-of-day, never a live or intraday quote
Last $43.39Day −2.71%Mkt cap $285MP/E (FY) 14.1×1Y +61.4%Off 52W high −4.1%Vol (1Y) 32.7%
Daily closing price, split-adjusted to the current basis; 1.8y shown of 450 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Short interest0.4% of sh out |
| Days to cover1.1d |
| 13F net flow (QoQ)+0.32% |
| Top-10 13F concentration75.0% |
| Next report (est.)2026-10-27 |
Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)14.1× |
| Sales (TTM)$57.8M |
| Earnings (TTM)$21.7M |
| ROE12.9% |
| Net margin36.8% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
| YTD+25.3% |
| 1Y+61.4% |
| Since incept. (ann.)+48.5% |
Total return through 2026-07-28 · series begins 2024-10-04. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)32.7% |
| Ann. volatility (3Y)32.4% |
| Sharpe (1Y)1.65 |
| Sharpe (3Y)1.40 |
| Max drawdown (1Y)−16.0% |
| Max drawdown (3Y)−21.8% |
| Beta (3Y vs SPY)0.23 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| Hingham Institution for Savings | 308,612 | $11M | 4.70% | +5.1% |
| FJ Capital Management LLC | 293,788 | $10M | 4.48% | +0.0% |
| ROYCE & ASSOCIATES LP | 278,901 | $10M | 4.25% | +0.3% |
| Gator Capital Management, LLC | 209,273 | $7M | 3.19% | +1.7% |
| VANGUARD CAPITAL MANAGEMENT LLC | 123,182 | $4M | 1.88% | new |
| BlackRock, Inc. | 119,626 | $4M | 1.82% | −1.2% |
| ENDEAVOUR CAPITAL ADVISORS INC | 83,256 | $3M | 1.27% | +5.0% |
| Beartown Capital Management, LLC | 75,794 | $3M | 1.16% | +0.0% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-28 | $1.08 | +27.1% | $17.4M | +19.4% |
| 2025-12-31 | 2026-01-28 | — | — | $14.7M | +16.8% |
| 2025-09-30 | 2025-10-28 | $0.72 | −56.1% | $13.1M | −21.5% |
| 2025-06-30 | 2025-07-28 | $0.70 | −44.9% | $12.6M | −4.4% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-27 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
Trust And Wealth Management Income 57% · Account Service Charges Income 43%
product & service · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
