Financials · National Commercial Banks · Nasdaq · CIK 750686 · FYE Dec 31 · Prices AT CLOSE 2026-08-21 (USD) Last $56.67 · Day +0.30% · Mkt cap $958M · P/E (FY) 14.8× · 1Y +50.7% · Off 52W high −6.5% · Vol (1Y) 28.2% Price2023-08-21 → 2026-08-21 CAC close: $33.9 on 2023-08-21 to $56.7 on 2026-08-21. Split-adj closes · 240 of 5,311 · price returnⓘ At a glance | Short interest3.8% of sh out | | Days to cover5.8d | | 13F net flow (QoQ)+1.54% | | Top-10 13F concentration62.4% | | Next report (est.)2026-10-27 |
SI 2026-07-31 · 13F 2026-Q1ⓘ Key fundamentalsFY 2025 | P/E (FY)14.8× | | Sales (TTM)$265.2M | | Earnings (TTM)$88.7M | | ROE10.6% | | Net margin25.5% | | EPS growth 3Y−2.7% | | Sales growth 3Y10.7% |
FY ratios · TTM sales/earnings (USD)ⓘ Trailing returns | YTD+33.0% | | 1Y+50.7% | | 3Y+89.0% | | 5Y+49.4% | | 10Y+163.7% | | Since incept. (ann.)+7.5% |
Total return · from 2005-07-11ⓘ Risk | Ann. volatility (1Y)28.2% | | Ann. volatility (3Y)32.0% | | Sharpe (1Y)1.61 | | Sharpe (3Y)0.83 | | Max drawdown (1Y)−13.7% | | Max drawdown (3Y)−26.0% | | Beta (3Y vs SPY)0.75 |
Daily returns, ann.ⓘ Top institutional holders13F 2026-Q1 | Manager | Shares | Value | % sh out | QoQ |
|---|
| BlackRock, Inc. | 1.6M | $75M | 9.39% | −0.2% | | FRANKLIN RESOURCES INC | 1.6M | $74M | 9.25% | +0.5% | | FMR LLC | 1.4M | $67M | 8.32% | −5.3% | | DIMENSIONAL FUND ADVISORS LP | 830,350 | $39M | 4.91% | +1.0% | | VANGUARD CAPITAL MANAGEMENT LLC | 762,693 | $36M | 4.51% | new | | STATE STREET CORP | 512,748 | $24M | 3.03% | +7.9% | | GEODE CAPITAL MANAGEMENT, LLC | 428,272 | $20M | 2.53% | +3.5% | | RENAISSANCE TECHNOLOGIES LLC | 256,394 | $12M | 1.51% | −7.8% |
Δ vs 2025-Q4ⓘ Latest reported quarterslast report 2026-07-28 | Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|
| 2026-06-30 | 2026-07-28 | $1.35 | +62.7% | $67.4M | +8.2% | | 2026-03-31 | 2026-04-28 | $1.29 | +200.0% | $64.3M | +7.1% | | 2025-12-31 | 2026-01-27 | $1.33 | +33.0% | $68.1M | +43.0% | | 2025-09-30 | 2025-10-28 | $1.25 | +38.9% | $65.4M | +45.3% |
As-reported XBRL · next 2026-10-27 est.ⓘ Segment mixFY2025 (ended Dec 2025) Products And Services Debt Card Income 21% · Debit Card 21% · Products And Services Deposit Accounts Service Charges 13% · Deposit Account 13% · Products And Services Fiduciary Services Income 10% product & service · TAGGED revenueⓘ Basis & disclosures - EOD closes · nothing imputed or averaged · absent “—”
- As-of differs by block · 13F = US long, 45+d lag, LOWER bound
- Not investment advice · no recommendation, price target or solicitation
- EDGAR + foreign registers · marketstack (licensed EOD) · spzco.com/methodology
| 
