Financials · State Commercial Banks · NYSE · CIK 1702750 · Prices AT CLOSE 2026-07-29 (USD) — end-of-day, never a live or intraday quote
Last $39.15Day −0.13%Mkt cap $1.8BP/E (FY) 13.5×1Y +45.5%Off 52W high −0.9%Vol (1Y) 24.2%
Daily closing price, split-adjusted to the current basis; 3y shown of 2,278 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$30.12 |
| Implied upside−23.1% |
| Valuation confidenceMEDIUM |
| Short interest2.1% of sh out |
| Days to cover3.0d |
| 13F net flow (QoQ)−0.37% |
| Top-10 13F concentration52.3% |
| Next report (est.)2026-10-22 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)13.5× |
| Sales (TTM)$455.6M |
| Earnings (TTM)$139.4M |
| ROE11.0% |
| YTD+35.3% |
| 1Y+45.5% |
| 3Y+86.8% |
| 5Y+79.3% |
| Since incept. (ann.)+8.8% |
Total return through 2026-07-29 · series begins 2017-06-30. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)24.2% |
| Ann. volatility (3Y)27.4% |
| Sharpe (1Y)1.68 |
| Sharpe (3Y)0.89 |
| Max drawdown (1Y)−12.6% |
| Max drawdown (3Y)−27.2% |
| Beta (3Y vs SPY)0.66 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| BlackRock, Inc. | 3.3M | $104M | 7.26% | +0.4% |
| DIMENSIONAL FUND ADVISORS LP | 2.4M | $75M | 5.21% | +1.6% |
| VANGUARD CAPITAL MANAGEMENT LLC | 1.3M | $40M | 2.77% | new |
| STATE STREET CORP | 1.0M | $33M | 2.27% | +3.4% |
| WELLINGTON MANAGEMENT GROUP LLP | 1.0M | $32M | 2.25% | −14.2% |
| Boston Partners | 918,449 | $29M | 2.02% | +30.0% |
| AMERICAN CENTURY COMPANIES INC | 905,189 | $29M | 1.99% | +7.7% |
| FMR LLC | 826,069 | $26M | 1.82% | −13.6% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-23 | $0.83 | +29.7% | $112.4M | +9.0% |
| 2025-12-31 | 2026-01-22 | — | — | $117.0M | +11.8% |
| 2025-09-30 | 2025-10-23 | $0.82 | +18.8% | $115.7M | +13.6% |
| 2025-06-30 | 2025-07-24 | $0.66 | −2.9% | $110.5M | +11.2% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-22 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
Bank Servicing 100%
product & service · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
| Net margin29.1% |
| EPS growth 3Y7.3% |
| Sales growth 3Y11.4% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
