Financials · State Commercial Banks · Nasdaq · CIK 314489 · FYE Dec 31 · Prices AT CLOSE 2026-07-30 (USD) — end-of-day, never a live or intraday quote
Last $31.28Day +1.84%Mkt cap $2.6BP/E (FY) 20.9×1Y +42.6%Off 52W high −0.2%Vol (1Y) 23.4%
Daily closing price, split-adjusted to the current basis; 3y shown of 5,294 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$25.29 |
| Implied upside−17.7% |
| Valuation confidenceMEDIUM |
| Short interest4.3% of sh out |
| Days to cover4.4d |
| 13F net flow (QoQ)+0.60% |
| Top-10 13F concentration60.6% |
| Next report (est.)2026-10-27 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)20.9× |
| Sales (TTM)$790.9M |
| Earnings (TTM)$215.2M |
| ROE7.0% |
| YTD+34.1% |
| 1Y+42.6% |
| 3Y+62.3% |
| 5Y+61.1% |
| 10Y+99.5% |
| Since incept. (ann.)+0.4% |
Total return through 2026-07-30 · series begins 2005-07-11. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)23.4% |
| Ann. volatility (3Y)28.1% |
| Sharpe (1Y)1.62 |
| Sharpe (3Y)0.72 |
| Max drawdown (1Y)−11.8% |
| Max drawdown (3Y)−31.0% |
| Beta (3Y vs SPY)0.85 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| WELLINGTON MANAGEMENT GROUP LLP | 7.0M | $176M | 8.09% | −9.9% |
| BlackRock, Inc. | 7.0M | $176M | 8.09% | −0.3% |
| DIMENSIONAL FUND ADVISORS LP | 5.1M | $128M | 5.88% | +4.0% |
| VANGUARD CAPITAL MANAGEMENT LLC | 3.6M | $92M | 4.20% | new |
| STATE STREET CORP | 3.1M | $78M | 3.58% | +5.7% |
| GEODE CAPITAL MANAGEMENT, LLC | 2.3M | $58M | 2.68% | +7.8% |
| LSV ASSET MANAGEMENT | 1.4M | $35M | 1.61% | +0.3% |
| AMERICAN CENTURY COMPANIES INC | 1.3M | $34M | 1.56% | +9.8% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-28 | $0.52 | — | $196.2M | +57.0% |
| 2025-12-31 | 2026-01-27 | — | — | $200.2M | +71.4% |
| 2025-09-30 | 2025-10-28 | $0.58 | +5.5% | $196.3M | +65.7% |
| 2025-06-30 | 2025-07-22 | $0.52 | +10.6% | $198.0M | +70.4% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-27 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
Asset Management1 53% · Technology Service 15% · Card Services And ATMFees 14% · Treasury Management Services 13% · Other Service Charges On Deposit Accounts 5%
product & service · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
| Net margin18.8% |
| EPS growth 3Y−13.7% |
| Sales growth 3Y16.9% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
