Financials · Savings Institutions, Not Federally Chartered · Nasdaq · CIK 1787414 · FYE Dec 31 · Prices AT CLOSE 2026-07-30 (USD) — end-of-day, never a live or intraday quote
Last $9.04Day +2.03%Mkt cap $114MP/E (FY) 52.1×1Y +11.5%Off 52W high −4.8%Vol (1Y) 19.0%
Daily closing price, split-adjusted to the current basis; 3y shown of 1,639 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$8.57 |
| Implied upside−3.2% |
| Valuation confidenceLOW |
| Short interest0.1% of sh out |
| Days to cover1.1d |
| 13F net flow (QoQ)+0.02% |
| Top-10 13F concentration97.8% |
| Next report (est.)2026-08-09 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)52.1× |
| Sales (TTM)$17.5M |
| Earnings (TTM)$2.1M |
| ROE1.5% |
| YTD+7.0% |
| 1Y+11.5% |
| 3Y+8.5% |
| 5Y−10.9% |
| Since incept. (ann.)−3.7% |
Total return through 2026-07-30 · series begins 2020-01-16. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)19.0% |
| Ann. volatility (3Y)27.7% |
| Sharpe (1Y)0.65 |
| Sharpe (3Y)0.24 |
| Max drawdown (1Y)−14.1% |
| Max drawdown (3Y)−23.6% |
| Beta (3Y vs SPY)0.29 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| M3F, Inc. | 493,732 | $4M | 3.82% | +0.0% |
| VANGUARD CAPITAL MANAGEMENT LLC | 171,865 | $1M | 1.33% | new |
| GEODE CAPITAL MANAGEMENT, LLC | 50,496 | $429,318 | 0.39% | +2.4% |
| FMR LLC | 46,374 | $394,179 | 0.36% | new |
| RENAISSANCE TECHNOLOGIES LLC | 31,251 | $265,634 | 0.24% | +2.3% |
| BANK OF AMERICA CORP /DE/ | 30,775 | $261,587 | 0.24% | +0.1% |
| NORTHERN TRUST CORP | 24,530 | $208,505 | 0.19% | −0.7% |
| VANGUARD FIDUCIARY TRUST CO | 22,780 | $193,630 | 0.18% | new |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-05-06 | $0.06 | +0.0% | $4.7M | +5.9% |
| 2025-12-31 | 2026-02-13 | — | — | $4.5M | +54.7% |
| 2025-09-30 | 2025-11-03 | $0.04 | — | $4.2M | +41.2% |
| 2025-06-30 | 2025-07-31 | $0.02 | — | $4.0M | +32.1% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-08-09 is ESTIMATED from filing cadence (median gap 95d) — not company-confirmed.
| Net margin12.1% |
| EPS growth 3Y−30.7% |
| Sales growth 3Y−10.7% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
