Financials · State Commercial Banks · NYSE · CIK 842717 · FYE Dec 31 · Prices AT CLOSE 2026-07-29 (USD) — end-of-day, never a live or intraday quote
Last $3.48Day −2.79%Mkt cap $313MP/E (FY) 31.6×1Y +17.3%Off 52W high −27.3%Vol (1Y) 27.0%
Daily closing price, split-adjusted to the current basis; 3y shown of 3,462 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$2.52 |
| Implied upside−27.6% |
| Valuation confidenceMEDIUM |
| Short interest2.0% of sh out |
| Days to cover7.3d |
| 13F net flow (QoQ)−1.20% |
| Top-10 13F concentration72.1% |
| Next report (est.)2026-10-22 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)31.6× |
| Sales (TTM)$88.9M |
| Earnings (TTM)$12.0M |
| Net margin11.7% |
| YTD−4.8% |
| 1Y+17.3% |
| 3Y−49.1% |
| 5Y−73.5% |
| 10Y−36.5% |
| Since incept. (ann.)+1.3% |
Total return through 2026-07-29 · series begins 2012-09-25. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)27.0% |
| Ann. volatility (3Y)55.2% |
| Sharpe (1Y)0.69 |
| Sharpe (3Y)−0.18 |
| Max drawdown (1Y)−17.8% |
| Max drawdown (3Y)−77.4% |
| Beta (3Y vs SPY)1.11 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| WELLINGTON MANAGEMENT GROUP LLP | 6.4M | $27M | 7.15% | −3.3% |
| BlackRock, Inc. | 3.8M | $16M | 4.22% | −1.6% |
| Azora Capital LP | 2.7M | $11M | 3.01% | −45.3% |
| VANGUARD CAPITAL MANAGEMENT LLC | 2.6M | $11M | 2.92% | new |
| ALGEBRIS (UK) LTD | 2.5M | $11M | 2.82% | +104.1% |
| BANC FUNDS CO LLC | 1.9M | $8M | 2.10% | −6.9% |
| GEODE CAPITAL MANAGEMENT, LLC | 1.3M | $5M | 1.41% | −1.1% |
| STATE STREET CORP | 1.1M | $5M | 1.22% | +2.8% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-23 | $0.01 | — | $19.3M | −12.7% |
| 2025-12-31 | 2026-01-29 | — | — | $20.8M | −5.2% |
| 2025-09-30 | 2025-10-22 | $0.06 | +500.0% | $25.7M | +18.1% |
| 2025-06-30 | 2025-07-23 | $0.01 | — | $23.1M | +13.4% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-22 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
| EPS growth 3Y−50.7% |
| Sales growth 3Y−15.6% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
