Financials · State Commercial Banks · Nasdaq · CIK 1913971 · FYE Dec 31 · Prices AT CLOSE 2026-07-29 (USD) — end-of-day, never a live or intraday quote
Last $41.54Day −0.74%Mkt cap $283MP/E (FY) 15.3×1Y +37.7%Off 52W high −5.4%Vol (1Y) 28.0%
Daily closing price, split-adjusted to the current basis; 3y shown of 2,521 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$38.68 |
| Implied upside−6.9% |
| Valuation confidenceMEDIUM |
| Short interest0.8% of sh out |
| Days to cover4.0d |
| 13F net flow (QoQ)−0.70% |
| Top-10 13F concentration71.4% |
| Next report (est.)2026-10-22 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)15.3× |
| Sales (TTM)$84.6M |
| Earnings (TTM)$19.5M |
| ROE7.0% |
| YTD+22.1% |
| 1Y+37.7% |
| 3Y+57.2% |
| 5Y+70.5% |
| 10Y+82.5% |
| Since incept. (ann.)+6.3% |
Total return through 2026-07-29 · series begins 2016-07-12. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)28.0% |
| Ann. volatility (3Y)29.2% |
| Sharpe (1Y)1.31 |
| Sharpe (3Y)0.60 |
| Max drawdown (1Y)−14.6% |
| Max drawdown (3Y)−28.2% |
| Beta (3Y vs SPY)0.48 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| ALLIANCEBERNSTEIN L.P. | 560,539 | $19M | 8.23% | −1.7% |
| BlackRock, Inc. | 368,310 | $12M | 5.41% | −0.4% |
| VANGUARD CAPITAL MANAGEMENT LLC | 251,335 | $8M | 3.69% | new |
| SYSTEMATIC FINANCIAL MANAGEMENT LP | 238,887 | $8M | 3.51% | −22.9% |
| DIMENSIONAL FUND ADVISORS LP | 160,383 | $5M | 2.35% | +7.5% |
| BANC FUNDS CO LLC | 153,926 | $5M | 2.26% | +0.0% |
| GEODE CAPITAL MANAGEMENT, LLC | 124,309 | $4M | 1.83% | −2.6% |
| ACADIAN ASSET MANAGEMENT LLC | 97,808 | $3M | 1.44% | +20.6% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-23 | $0.91 | +18.2% | $21.3M | +1.7% |
| 2025-12-31 | 2026-01-29 | — | — | $20.7M | +3.6% |
| 2025-09-30 | 2025-10-29 | $0.95 | — | $21.5M | +12.3% |
| 2025-06-30 | 2025-08-08 | $0.10 | −87.5% | $21.1M | +16.6% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-22 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
| Net margin22.1% |
| EPS growth 3Y−13.0% |
| Sales growth 3Y4.9% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
