Financials · National Commercial Banks · Nasdaq · CIK 875357 · FYE Dec 31 · Prices AT CLOSE 2026-07-29 (USD) — end-of-day, never a live or intraday quote
Last $141.13Day −0.92%Mkt cap $8.6BP/E (FY) 15.4×1Y +38.1%Off 52W high −1.8%Vol (1Y) 23.0%
Daily closing price, split-adjusted to the current basis; 3y shown of 5,294 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$101.16 |
| Implied upside−28.3% |
| Valuation confidenceMEDIUM |
| Short interest3.7% of sh out |
| Days to cover10.2d |
| 13F net flow (QoQ)−0.73% |
| Top-10 13F concentration65.8% |
| Next report (est.)2026-10-19 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)15.4× |
| Sales (TTM)$2.23B |
| Earnings (TTM)$614.0M |
| ROE10.1% |
| YTD+20.3% |
| 1Y+38.1% |
| 3Y+69.8% |
| 5Y+86.9% |
| 10Y+174.4% |
| Since incept. (ann.)+7.8% |
Total return through 2026-07-29 · series begins 2005-07-08. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)23.0% |
| Ann. volatility (3Y)26.9% |
| Sharpe (1Y)1.52 |
| Sharpe (3Y)0.80 |
| Max drawdown (1Y)−10.2% |
| Max drawdown (3Y)−29.6% |
| Beta (3Y vs SPY)0.90 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| George Kaiser Family Foundation | 3.4M | $431M | 5.53% | +0.0% |
| DIMENSIONAL FUND ADVISORS LP | 2.7M | $347M | 4.46% | +1.3% |
| ARIEL INVESTMENTS, LLC | 1.6M | $211M | 2.72% | −2.3% |
| FMR LLC | 1.4M | $182M | 2.33% | −18.6% |
| BlackRock, Inc. | 1.1M | $143M | 1.84% | −8.5% |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 988,557 | $127M | 1.63% | new |
| STATE STREET CORP | 969,414 | $124M | 1.60% | +11.1% |
| VANGUARD CAPITAL MANAGEMENT LLC | 855,392 | $110M | 1.41% | new |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-20 | $2.58 | +38.7% | $553.8M | +10.3% |
| 2025-12-31 | 2026-01-16 | — | — | $589.6M | +12.7% |
| 2025-09-30 | 2025-10-20 | $2.22 | +1.8% | $548.4M | +6.2% |
| 2025-06-30 | 2025-07-21 | $2.19 | −13.8% | $535.3M | −3.7% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-19 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
Feesandcommissionsrevenue 34% · Fiduciary And Trust 15% · Deposit Account 7% · Transactioncardrevenue 7% · Personaltrustrevenue 6%
product & service · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
| Net margin26.6% |
| Debt / equity0.78× |
| EPS growth 3Y6.1% |
| Sales growth 3Y5.5% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
