Financials · State Commercial Banks · NYSE · CIK 46195 · FYE Dec 31 · Prices AT CLOSE 2026-07-30 (USD) — end-of-day, never a live or intraday quote
Last $79.87Day +0.31%Mkt cap $3.2BP/E (FY) 17.3×1Y +33.5%Off 52W high −7.5%Vol (1Y) 24.8%
Daily closing price, split-adjusted to the current basis; 3y shown of 5,294 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$52.16 |
| Implied upside−34.7% |
| Valuation confidenceMEDIUM |
| Short interest9.4% of sh out |
| Days to cover9.7d |
| 13F net flow (QoQ)+2.38% |
| Top-10 13F concentration57.9% |
| Next report (est.)2026-10-26 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)17.3× |
| Sales (TTM)$761.5M |
| Earnings (TTM)$235.5M |
| ROE11.7% |
| YTD+18.9% |
| 1Y+33.5% |
| 3Y+60.4% |
| 5Y+18.5% |
| 10Y+70.3% |
| Since incept. (ann.)+5.7% |
Total return through 2026-07-30 · series begins 2005-07-11. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)24.8% |
| Ann. volatility (3Y)29.9% |
| Sharpe (1Y)1.28 |
| Sharpe (3Y)0.68 |
| Max drawdown (1Y)−13.1% |
| Max drawdown (3Y)−24.2% |
| Beta (3Y vs SPY)0.94 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| BlackRock, Inc. | 5.8M | $432M | 14.69% | −0.0% |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 2.5M | $187M | 6.36% | new |
| STATE STREET CORP | 2.2M | $166M | 5.64% | +2.7% |
| KAYNE ANDERSON RUDNICK INVESTMENT MANAGEMENT LLC | 2.0M | $148M | 5.04% | +1.0% |
| VANGUARD CAPITAL MANAGEMENT LLC | 1.8M | $133M | 4.52% | new |
| DIMENSIONAL FUND ADVISORS LP | 1.1M | $82M | 2.79% | +2.1% |
| AMERICAN CENTURY COMPANIES INC | 967,711 | $72M | 2.44% | +27.6% |
| CITADEL ADVISORS LLC | 961,442 | $71M | 2.42% | +5.1% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-06-30 | 2026-07-27 | $1.47 | +38.7% | $196.9M | +12.9% |
| 2026-03-31 | 2026-04-20 | $1.30 | +34.0% | $192.3M | +13.2% |
| 2025-12-31 | 2026-01-26 | — | — | $189.6M | +16.2% |
| 2025-09-30 | 2025-10-27 | $1.20 | +29.0% | $182.6M | +12.2% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-26 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
Trust And Asset Management 40% · Fees Exchange And Other Service Charges 35% · Service Charges On Deposit Accounts 12% · Other Revenue 8% · Annuity And Insurance 4%
product & service · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
| Net margin28.7% |
| Debt / equity0.30× |
| EPS growth 3Y−5.5% |
| Sales growth 3Y0.9% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
