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SPZCOBankUnited, Inc. · BKUData at close 2026-07-29

Financials · Savings Institution, Federally Chartered · NYSE · CIK 1504008 · FYE Dec 31 · Prices AT CLOSE 2026-07-29 (USD) — end-of-day, never a live or intraday quote

Last $46.04Day −1.77%Mkt cap $3.3BP/E (FY) 13.0×1Y +25.5%Off 52W high −11.6%Vol (1Y) 29.1%

Price2023-07-31 → 2026-07-29

BKU close: $29.8 on 2023-07-31 to $46.0 on 2026-07-29.

Daily closing price, split-adjusted to the current basis; 3y shown of 3,894 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.

At a glance

Fair value (model)$39.15

Implied upside−15.0%

Valuation confidenceMEDIUM

Short interest4.3% of sh out

Days to cover3.6d

13F net flow (QoQ)−5.40%

Top-10 13F concentration54.3%

Next report (est.)2026-10-21

Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.

Key fundamentalsFY 2025

P/E (FY)13.0×

Sales (TTM)$1.11B

Earnings (TTM)$271.8M

ROE9.1%

Trailing returns

YTD+5.5%

1Y+25.5%

3Y+71.2%

5Y+36.0%

10Y+107.1%

Since incept. (ann.)+6.2%

Total return through 2026-07-29 · series begins 2011-01-28. Only the windows this history actually covers are shown.

Risk

Ann. volatility (1Y)29.1%

Ann. volatility (3Y)35.6%

Sharpe (1Y)0.90

Sharpe (3Y)0.69

Max drawdown (1Y)−16.4%

Max drawdown (3Y)−31.2%

Beta (3Y vs SPY)1.44

Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.

Top institutional holders13F 2026-Q1

Manager	Shares	Value	% sh out	QoQ
BlackRock, Inc.	10.9M	$492M	14.98%	−0.5%
VANGUARD PORTFOLIO MANAGEMENT LLC	4.9M	$223M	6.78%	new
DIMENSIONAL FUND ADVISORS LP	4.7M	$210M	6.41%	+0.6%
STATE STREET CORP	4.5M	$201M	6.12%	+0.3%
HoldCo Asset Management, LP	3.5M	$160M	4.86%	+0.0%
VANGUARD CAPITAL MANAGEMENT LLC	3.3M	$149M	4.53%	new
AMERICAN CENTURY COMPANIES INC	2.5M	$114M	3.46%	+8.8%
Artemis Investment Management LLP	2.2M	$100M	3.05%	+34.2%

Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total. Institutional 13F holdings sum to 101.6% of shares outstanding. Readings above 100% reflect securities-lending double counting: shares on loan to short sellers are reported long by both the lending institution and the one that bought them. FINRA short interest of 3,675,870 shares (settlement 2026-04-30) accounts for the excess.

Latest reported quarterslast report 2026-04-22

Period end	Reported	EPS	EPS YoY	Revenue	Rev YoY
2026-03-31	2026-04-22	$0.83	+6.4%	$273.7M	+7.2%
2025-12-31	2026-01-21	$0.90	—	$288.2M	+9.0%
2025-09-30	2025-10-22	$0.95	+17.3%	$275.7M	+7.3%
2025-06-30	2025-07-23	$0.91	+26.4%	$273.9M	+9.5%

EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-21 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.

Basis & disclosures

End-of-day only. Every price on this sheet is a stored CLOSE — the last one is 2026-07-29. Nothing here is live, intraday or delayed-real-time, and the sheet does not update after it is printed.
Nothing is imputed. A figure that is not in the underlying filing or feed renders as “—”. We never fill a gap with an estimate, a peer median or a carried-forward value.
Mixed as-of dates by design. Prices are at the last close; fundamentals are at the latest reported fiscal period; 13F ownership is at the latest filed quarter (45+ days in arrears); short interest is the latest FINRA settlement. Each block states its own basis above.
Not investment advice. Model fair values, reverse-DCF grades and confidence labels are the output of published, disclosed methods on public filings — they are analysis, not a recommendation, a price target or a solicitation.
Fundamentals and ownership derive from SEC EDGAR (and equivalent foreign registers); prices from a licensed end-of-day vendor, shown under a neutral source label. Full methodology at spzco.com/methodology.