Financials · Savings Institution, Federally Chartered · OTC · CIK 1668340 · FYE Dec 31 · Prices AT CLOSE 2026-07-28 (USD) — end-of-day, never a live or intraday quote
Last $15.30Day +0.03%Mkt cap $102MP/E (FY) 61.2×1Y +25.4%Off 52W high −4.3%Vol (1Y) 19.7%
Daily closing price, split-adjusted to the current basis; 3y shown of 2,448 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$10.33 |
| Implied upside−32.5% |
| Valuation confidenceLOW |
| Short interest0.0% of sh out |
| Days to cover1.0d |
| 13F net flow (QoQ)−0.84% |
| Top-10 13F concentration100.0% |
| Next report (est.)2026-08-10 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)61.2× |
| Sales (TTM)$34.9M |
| Earnings (TTM)$1.7M |
| ROE2.3% |
| YTD+12.2% |
| 1Y+25.4% |
| 3Y+50.0% |
| 5Y+30.2% |
| Since incept. (ann.)+3.5% |
Total return through 2026-07-28 · series begins 2016-10-12. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)19.7% |
| Ann. volatility (3Y)28.3% |
| Sharpe (1Y)1.26 |
| Sharpe (3Y)0.62 |
| Max drawdown (1Y)−9.5% |
| Max drawdown (3Y)−25.2% |
| Beta (3Y vs SPY)0.39 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| BANC FUNDS CO LLC | 106,857 | $2M | 1.60% | −34.4% |
| Siena Capital Partners GP, LLC | 107,142 | $2M | 1.61% | +0.0% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2024-12-31 | 2025-03-06 | — | — | $8.6M | +127.7% |
| 2024-09-30 | 2024-11-13 | $0.22 | — | $8.7M | +123.7% |
| 2024-06-30 | 2024-08-14 | $0.21 | +2000.0% | $9.1M | +124.9% |
| 2024-03-31 | 2024-05-15 | −$0.31 | −381.8% | $8.5M | +101.8% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-08-10 is ESTIMATED from filing cadence (median gap 87d) — not company-confirmed.
| Net margin4.8% |
| Debt / equity0.33× |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
