Financials · Savings Institution, Federally Chartered · NYSE · CIK 1299709 · FYE Jun 30 · Prices AT CLOSE 2026-07-29 (USD) — end-of-day, never a live or intraday quote
Last $98.18Day −1.01%Mkt cap $5.6BP/E (FY) 13.2×1Y +14.7%Off 52W high −3.9%Vol (1Y) 32.2%
Daily closing price, split-adjusted to the current basis; 3y shown of 1,962 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$63.83 |
| Implied upside−35.0% |
| Valuation confidenceLOW |
| Short interest5.4% of sh out |
| Days to cover8.4d |
| 13F net flow (QoQ)+3.35% |
| Top-10 13F concentration59.1% |
| Next report (est.)2026-07-30 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)13.2× |
| Sales (TTM)$1.42B |
| Earnings (TTM)$476.1M |
| ROE17.4% |
| YTD+14.0% |
| 1Y+14.7% |
| 3Y+108.9% |
| 5Y+102.2% |
| Since incept. (ann.)+14.3% |
Total return through 2026-07-29 · series begins 2018-10-01. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)32.2% |
| Ann. volatility (3Y)39.0% |
| Sharpe (1Y)0.59 |
| Sharpe (3Y)0.80 |
| Max drawdown (1Y)−19.0% |
| Max drawdown (3Y)−34.9% |
| Beta (3Y vs SPY)1.31 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| BlackRock, Inc. | 8.3M | $708M | 14.68% | −0.1% |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 3.1M | $263M | 5.45% | new |
| STATE STREET CORP | 2.8M | $240M | 4.97% | +4.5% |
| AMERICAN CENTURY COMPANIES INC | 2.5M | $214M | 4.43% | +1.4% |
| VANGUARD CAPITAL MANAGEMENT LLC | 2.5M | $209M | 4.33% | new |
| FMR LLC | 2.4M | $207M | 4.30% | +30.3% |
| DIMENSIONAL FUND ADVISORS LP | 2.2M | $185M | 3.84% | +0.3% |
| GEODE CAPITAL MANAGEMENT, LLC | 2.0M | $169M | 3.46% | +10.3% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-30 | $2.15 | +18.8% | $392.2M | +27.0% |
| 2025-12-31 | 2026-01-29 | $2.22 | +23.3% | $385.1M | +25.1% |
| 2025-09-30 | 2025-10-30 | $1.94 | +0.5% | $323.4M | +0.9% |
| 2025-06-30 | 2025-07-30 | — | — | $321.4M | +10.5% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-07-30 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
Advisory Fee Income 48% · Broker Dealer Clearing Fees 34% · Deposit Service Fees 8% · Technology And Service Fees 5% · Card Fees 4%
product & service · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
| Net margin34.4% |
| Debt / equity0.12× |
| EPS growth 3Y23.2% |
| Sales growth 3Y20.4% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
