Financials · Personal Credit Institutions · Nasdaq · CIK 1464343 · FYE Dec 31 · Prices AT CLOSE 2026-07-30 (USD) — end-of-day, never a live or intraday quote
Last $106.05Day +1.84%Mkt cap $1.6BP/E (FY) 17.8×1Y +114.0%Off 52W high −5.8%Vol (1Y) 54.3%
Daily closing price, split-adjusted to the current basis; 3y shown of 5,293 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$54.62 |
| Implied upside−48.5% |
| Valuation confidenceLOW |
| Short interest3.0% of sh out |
| Days to cover2.6d |
| 13F net flow (QoQ)+0.61% |
| Top-10 13F concentration75.1% |
| Next report (est.)2026-08-06 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)17.8× |
| Sales (TTM)$2.30B |
| Earnings (TTM)$134.9M |
| ROE22.2% |
| YTD+58.4% |
| 1Y+114.0% |
| 3Y+160.6% |
| 5Y+143.9% |
| 10Y+3446.8% |
| Since incept. (ann.)+5.9% |
Total return through 2026-07-30 · series begins 2005-07-11. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)54.3% |
| Ann. volatility (3Y)49.5% |
| Sharpe (1Y)1.72 |
| Sharpe (3Y)0.90 |
| Max drawdown (1Y)−37.0% |
| Max drawdown (3Y)−42.4% |
| Beta (3Y vs SPY)1.95 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| WELLINGTON MANAGEMENT GROUP LLP | 754,958 | $40M | 5.06% | +7.2% |
| DIMENSIONAL FUND ADVISORS LP | 522,545 | $27M | 3.50% | −7.7% |
| BlackRock, Inc. | 430,167 | $23M | 2.88% | −0.7% |
| VANGUARD CAPITAL MANAGEMENT LLC | 235,281 | $12M | 1.58% | new |
| AMERICAN CENTURY COMPANIES INC | 185,091 | $10M | 1.24% | +15.0% |
| GEODE CAPITAL MANAGEMENT, LLC | 143,095 | $8M | 0.96% | +4.2% |
| BRIDGEWAY CAPITAL MANAGEMENT, LLC | 121,403 | $6M | 0.81% | +8.3% |
| HB Wealth Management, LLC | 118,788 | $6M | 0.80% | +1761.6% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-05-07 | $2.23 | +49.7% | $679.6M | +96.9% |
| 2025-12-31 | 2026-03-12 | — | — | $734.4M | +107.8% |
| 2025-09-30 | 2025-11-10 | $1.21 | −4.7% | $494.7M | +40.8% |
| 2025-06-30 | 2025-08-07 | $1.51 | +52.5% | $394.2M | +24.7% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-08-06 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
Credit And Other Investments 98% · Auto Finance 2%
business segments · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
| Net margin6.2% |
| EPS growth 3Y0.7% |
| Sales growth 3Y23.4% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
