Financials · National Commercial Banks · Nasdaq · CIK 717538 · FYE Dec 31 · Prices AT CLOSE 2026-07-30 (USD) — end-of-day, never a live or intraday quote
Last $39.94Day −0.27%Mkt cap $662MP/E (FY) 15.1×1Y +54.4%Off 52W high −6.4%Vol (1Y) 27.1%
Daily closing price, split-adjusted to the current basis; 3y shown of 3,783 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$28.11 |
| Implied upside−29.8% |
| Valuation confidenceLOW |
| Short interest2.6% of sh out |
| Days to cover5.5d |
| 13F net flow (QoQ)+2.73% |
| Top-10 13F concentration68.3% |
| Next report (est.)2026-10-29 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)15.1× |
| Sales (TTM)$135.8M |
| Earnings (TTM)$51.1M |
| ROE10.6% |
| YTD+29.4% |
| 1Y+54.4% |
| 3Y+131.9% |
| 5Y+47.3% |
| 10Y+130.4% |
| Since incept. (ann.)+10.5% |
Total return through 2026-07-30 · series begins 2011-07-11. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)27.1% |
| Ann. volatility (3Y)31.4% |
| Sharpe (1Y)1.70 |
| Sharpe (3Y)1.06 |
| Max drawdown (1Y)−12.6% |
| Max drawdown (3Y)−29.9% |
| Beta (3Y vs SPY)0.86 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| Arrow Financial Corp | 1.9M | $63M | 11.38% | +0.4% |
| BlackRock, Inc. | 1.3M | $42M | 7.58% | +0.0% |
| DIMENSIONAL FUND ADVISORS LP | 730,471 | $25M | 4.42% | +0.3% |
| VANGUARD CAPITAL MANAGEMENT LLC | 637,527 | $21M | 3.86% | new |
| GEODE CAPITAL MANAGEMENT, LLC | 370,791 | $12M | 2.25% | +1.9% |
| AMERICAN CENTURY COMPANIES INC | 343,256 | $12M | 2.08% | +6.3% |
| STATE STREET CORP | 338,155 | $11M | 2.05% | −8.4% |
| ACADIAN ASSET MANAGEMENT LLC | 252,552 | $8M | 1.53% | +76.6% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-30 | $0.82 | +115.8% | — | — |
| 2025-09-30 | 2025-10-30 | $0.77 | +45.3% | — | — |
| 2025-06-30 | 2025-07-24 | $0.65 | +25.0% | — | — |
| 2025-03-31 | 2025-05-01 | $0.38 | −15.6% | — | — |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-29 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
Deposit Account 52% · Fiduciary And Trust 48%
product & service · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
| Debt / equity0.01× |
| EPS growth 3Y−2.5% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
