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SPZCOAMERICAN FINANCIAL GROUP INC · AFGData at close 2026-07-30
Financials · Fire, Marine & Casualty Insurance · NYSE · CIK 1042046 · FYE Dec 31 · Prices AT CLOSE 2026-07-30 (USD) — end-of-day, never a live or intraday quote
AFG close: $122 on 2023-07-31 to $142 on 2026-07-30.
Daily closing price, split-adjusted to the current basis; 3y shown of 5,295 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
At a glance
Fair value (model)$78.25
Implied upside−45.5%
Valuation confidenceMEDIUM
Short interest2.3% of sh out
Days to cover3.6d
13F net flow (QoQ)−1.49%
Top-10 13F concentration58.6%
Next report (est.)2026-10-29
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
Key fundamentalsFY 2025
P/E (FY)14.2×
Sales (TTM)$8.17B
Earnings (TTM)$879.0M
ROE18.1%
Trailing returns
YTD+6.3%
1Y+19.8%
3Y+38.6%
5Y+67.0%
10Y+306.7%
Since incept. (ann.)+14.4%
Total return through 2026-07-30 · series begins 2005-07-08. Only the windows this history actually covers are shown.
Risk
Ann. volatility (1Y)19.3%
Ann. volatility (3Y)21.6%
Sharpe (1Y)0.97
Sharpe (3Y)0.62
Max drawdown (1Y)−13.2%
Max drawdown (3Y)−19.8%
Beta (3Y vs SPY)0.61
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
Top institutional holders13F 2026-Q1
Manager
Shares
Value
% sh out
QoQ
BlackRock, Inc.
6.8M
$873M
8.21%
−5.7%
FMR LLC
6.4M
$814M
7.65%
−4.6%
VANGUARD PORTFOLIO MANAGEMENT LLC
3.9M
$500M
4.70%
new
VANGUARD CAPITAL MANAGEMENT LLC
3.3M
$420M
3.94%
new
STATE STREET CORP
3.0M
$385M
3.61%
+14.7%
AMERICAN FINANCIAL GROUP INC 401(K) RETIREMENT & SAVINGS PLAN
2.4M
$302M
2.84%
−1.0%
CHARLES SCHWAB INVESTMENT MANAGEMENT INC
2.1M
$268M
2.52%
−18.2%
VICTORY CAPITAL MANAGEMENT INC
2.0M
$260M
2.45%
−27.3%
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
Latest reported quarterslast report 2026-04-30
Period end
Reported
EPS
EPS YoY
Revenue
Rev YoY
2026-03-31
2026-04-30
$2.29
+24.5%
$1.85B
−0.1%
2025-12-31
2026-02-04
—
—
$2.06B
−4.0%
2025-09-30
2025-11-05
$2.58
+19.4%
$2.33B
−1.6%
2025-06-30
2025-08-06
$2.07
−16.9%
$1.92B
+1.3%
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-29 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
Basis & disclosures
End-of-day only. Every price on this sheet is a stored CLOSE — the last one is 2026-07-30. Nothing here is live, intraday or delayed-real-time, and the sheet does not update after it is printed.
Nothing is imputed. A figure that is not in the underlying filing or feed renders as “—”. We never fill a gap with an estimate, a peer median or a carried-forward value.
Mixed as-of dates by design. Prices are at the last close; fundamentals are at the latest reported fiscal period; 13F ownership is at the latest filed quarter (45+ days in arrears); short interest is the latest FINRA settlement. Each block states its own basis above.
Not investment advice. Model fair values, reverse-DCF grades and confidence labels are the output of published, disclosed methods on public filings — they are analysis, not a recommendation, a price target or a solicitation.
Fundamentals and ownership derive from SEC EDGAR (and equivalent foreign registers); prices from a licensed end-of-day vendor, shown under a neutral source label. Full methodology at spzco.com/methodology.
Net margin10.3%
Debt / equity0.38×
Total debt / EBITDA1.57×
EPS growth 3Y−1.4%
Sales growth 3Y5.1%
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.