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SPZCOEnact Holdings, Inc. · ACTData at close 2026-07-28

Financials · Insurance Agents, Brokers & Service · Nasdaq · CIK 1823529 · FYE Dec 31 · Prices AT CLOSE 2026-07-28 (USD) — end-of-day, never a live or intraday quote

Last $47.97Day +1.87%Mkt cap $6.7BP/E (FY) 10.6×1Y +39.6%Off 52W high −0.3%Vol (1Y) 22.4%

Price2023-07-28 → 2026-07-28

ACT close: $27.3 on 2023-07-28 to $48.0 on 2026-07-28.

Daily closing price, split-adjusted to the current basis; 3y shown of 1,954 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.

At a glance

Fair value (model)$47.98

Implied upside+0.0%

Valuation confidenceMEDIUM

Short interest2.6% of sh out

Days to cover14.1d

13F net flow (QoQ)+0.74%

Top-10 13F concentration57.1%

Next report (est.)2026-08-04

Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.

Key fundamentalsFY 2025

P/E (FY)10.6×

Sales (TTM)$1.24B

Earnings (TTM)$660.1M

ROE13.0%

Trailing returns

YTD+22.3%

1Y+39.6%

3Y+94.0%

5Y+194.5%

Since incept. (ann.)+10.7%

Total return through 2026-07-28 · series begins 2017-12-13. Only the windows this history actually covers are shown.

Risk

Ann. volatility (1Y)22.4%

Ann. volatility (3Y)20.7%

Sharpe (1Y)1.63

Sharpe (3Y)1.18

Max drawdown (1Y)−11.0%

Max drawdown (3Y)−15.3%

Beta (3Y vs SPY)0.31

Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.

Top institutional holders13F 2026-Q1

Manager	Shares	Value	% sh out	QoQ
BlackRock, Inc.	4.7M	$190M	3.34%	+0.6%
DIMENSIONAL FUND ADVISORS LP	3.0M	$123M	2.15%	+4.0%
VANGUARD PORTFOLIO MANAGEMENT LLC	1.7M	$71M	1.25%	new
FIRST TRUST ADVISORS LP	1.4M	$57M	1.00%	+1.2%
Glendon Capital Management LP	1.3M	$53M	0.93%	+0.0%
VANGUARD CAPITAL MANAGEMENT LLC	1.3M	$53M	0.93%	new
STATE STREET CORP	1.2M	$49M	0.86%	+6.2%
LSV ASSET MANAGEMENT	1.0M	$42M	0.73%	−0.1%

Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.

Latest reported quarterslast report 2026-05-05

Period end	Reported	EPS	EPS YoY	Revenue	Rev YoY
2026-03-31	2026-05-05	$1.18	+9.3%	$312.1M	+1.7%
2025-12-31	2026-02-03	—	—	$312.7M	+3.6%
2025-09-30	2025-11-05	$1.10	−4.3%	$311.5M	+0.6%
2025-06-30	2025-07-30	$1.11	−4.3%	$304.9M	+2.0%

EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-08-04 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.

Basis & disclosures

End-of-day only. Every price on this sheet is a stored CLOSE — the last one is 2026-07-28. Nothing here is live, intraday or delayed-real-time, and the sheet does not update after it is printed.
Nothing is imputed. A figure that is not in the underlying filing or feed renders as “—”. We never fill a gap with an estimate, a peer median or a carried-forward value.
Mixed as-of dates by design. Prices are at the last close; fundamentals are at the latest reported fiscal period; 13F ownership is at the latest filed quarter (45+ days in arrears); short interest is the latest FINRA settlement. Each block states its own basis above.
Not investment advice. Model fair values, reverse-DCF grades and confidence labels are the output of published, disclosed methods on public filings — they are analysis, not a recommendation, a price target or a solicitation.
Fundamentals and ownership derive from SEC EDGAR (and equivalent foreign registers); prices from a licensed end-of-day vendor, shown under a neutral source label. Full methodology at spzco.com/methodology.